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To Cancel or Not to Cancel…
While it's not necessary to cancel a credit card -- you can simply stop using it instead-- it's never a bad idea. Closing an account controls spending. It's also safer because thieves can't access the account either.

 

The Problem with Automatic Bill Paying
There is a flip side to the convenience offered by automatic bill payments: Sometimes it can be difficult to stop those same automatic payments. Despite how you might feel if you are caught in this trap, you are not doomed to pay forever once you have closed the credit account which you used to make automatic payments.

 








 
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